Basic Info about paybright
WHAT IS A PAYBRIGHT
Our payment plans allow you to break down the cost of a purchase into a series of biweekly or monthly installments.
Did you know Haute Classics offer our own interest-free (and no extra fee) layaway plan up to 3 months depending on the total amount?
Contact us via email at firstname.lastname@example.org or DM us on IG @hauteclassics_official to explore this option.
*NOTE. With our layaway plan, the item will be shipped only after the payment is made in full, unlike PayBright.
SELECT PAYBRIGHT AT CHECKOUT
Add items to your Cart as usual, and select PayBright as your payment option at Checkout.
GET SET UP
Use your mobile phone number to set up your PayBright plan within 60 seconds and get an instant approval decision!
■ A one-time text with a verification code
will be sent to confirm your identity.
■ Enter a few details for an instant decision.
■ Once approved, you will set up your repayment method with PayBright and accept the terms of your payment plan.
ENJOY YOUR PURCHASE!
Confirm your payment plan with PayBright and return to Haute Classics to complete your order. Once you complete your checkout with PayBright, we’ll process and ship your order right away — no waiting necessary.
Most frequent questions and answers
While PayBright makes payment plans easy, they are not available for orders under $300 or over $15,000.
Yes. You’ll need:
1. To be 18+ years old
2. To be a resident of Canada
3. A Canadian bank account, or a Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo
4. A SMS-capable Canadian phone number (A valid phone number with texting function enabled)
5. To meet the cart size required to use PayBright as a payment option at checkout (For purchases over $300 and under $15,000)
PayBright does an instant credit check with a bureau (such as Equifax or TransUnion).
PayBright will take convenient pre-authorized payments from either your Canadian bank account or your Visa/Mastercard debit/credit card.
PayBright payment plans are applied to your entire order. To use PayBright for only part of your purchase, please contact us at email@example.com.
Sure, at any time! There are no penalties or fees for early repayments.
Absolutely! PayBright payment plans are repayable in full or in part at any time, with no penalty. Every penny from your extra payment goes directly toward the principal loan balance. This means that you’ll pay less interest overall (if applicable) and may even pay off your loan early.
Extra payments won’t lower your monthly payments, but they can reduce the term of your loan, your final payment, or both.
To schedule extra payments or a full balance payoff, please log into your Paybright Portal and select the loan you want to pay off. You will have the option to either make a partial prepayment or payoff your agreement in full.
Unfortunately, PayBright can’t change when your payments are due. If you need more time to make a payment, please contact Paybright directly.
Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method.
STILL HAVE QUESTIONS?
Haute Classics is here to help! Email us at firstname.lastname@example.org.
For further information about PayBright, please refer to PayBright’s FAQ page or contact them here.