Buy now, pay later without the fees
WHAT IS A AFFIRM PAYMENT PLAN?
Affirm is a smarter way to pay over time. Shop and pay at your own pace with no hidden fees, so you can get the things you love without breaking your budget.
Did you know Haute Classics offer our very own payment plan that is interest-free with no hidden fees?
Contact us via email at info@hauteclassics.com or DM us on IG @hauteclassics_official to explore this option.
*NOTE : With our layaway plan, the item will be shipped only after the payment is made in full, unlike Affirm.
The choice is yours
PAY via AFFIRM
Easy monthly payment plans which can carry term lengths from 3, 6, or 12 months.
The interest on these plans can range from low interest to regular interest.
Monthly Payments
- For 3, 6, 12, 18, 24 months, minimum $300 purchase amount is required.
- For 36 months, minimum $3000 purchase amount is required.
- For 48, 60 months, minimum $7500 purchase amount is required.
HIGHEST APPROVAL RATE IN CANADA EASY, AUTOMATIC PAYMENTS
Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works.
1. Fill your cart
Shop at HAUTE CLASSICS and select Affirm at checkout. Then enter a few details for an instant financing. Affirm does a soft credit check when you apply for any Affirm payment plan. This won’t impact your credit score.
2. Choose how to pay
Select your payment plan, then confirm your loan. Affirm never charge more than you see up front.
3. Make your payments
Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.
Most frequent questions and answers
AFFIRM Q&A
Creating an Affirm account and seeing if you prequalify will not affect your credit score.
Fees - We don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account.
Interest - Depending on the size of your purchase and where you’re shopping, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.
When you prequalify, you get an estimate of how much you can spend with Affirm. You don’t have to use the full amount, and you’re not on the hook to pay anything back until you actually make a purchase. The final amount you qualify for is subject to eligibility criteria.
Affirm payment plans are applied to your entire order. To use Affirm for only part of your purchase, please contact us at hauteclassics.website@gmail.com.
Sure, at any time! There are no penalties or fees for early repayments.
Absolutely! Affirm payment plans are repayable in full or in part at any time, with no penalty. Every penny from your extra payment goes directly toward the principal loan balance. This means that you’ll pay less interest overall (if applicable) and may even pay off your loan early.
Extra payments won’t lower your monthly payments, but they can reduce the term of your loan, your final payment, or both.
To schedule extra payments or a full balance payoff, please log into your Affirm Portal and select the loan you want to pay off. You will have the option to either make a partial prepayment or payoff your agreement in full.
Unfortunately, Affirm can’t change when your payments are due. If you need more time to make a payment, please contact Affirm directly.
Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method.
After you have completed a transaction with Affirm, you can access your account. If you have any questions or trouble logging in, please contact Affirm.
STILL HAVE QUESTIONS?
Haute Classics is here to help! Email us at hauteclassics.website@gmail.com.
For further information about Affirm, please refer to Affirm’s FAQ page or contact them here.